Money psychology · new file Mon / Wed / Fri
Who spent all this?
Bad news, it was you. Good news, it's not totally your fault. Every file takes one money habit apart: what you do, why your brain falls for it, what it really costs, and one fix you can try this week.
The vault files
Newest first. Best watched before payday.
4:42
Why Your Paycheck Disappears in 3 Days
Habit · Trap · Math · Fix
How every file works
Same four steps. Every time.
- 01The habitWhat you're actually doing.
- 02The trapWhy your brain keeps falling for it.
- 03The mathWhat it really costs over a few years.
- 04The fixOne thing to try this week.
Leak check
What's your leak?
Pick one small thing you buy on repeat. Coin will do the math. He won't enjoy it.
That's $2,190 a year on coffee.
Invested instead at around 7% a year, that's about $31,600 in 10 years.
Example math, not financial advice. Real returns go up and down.
A game for the sharp-eyed
Find Coin's two moments.
Coin is a professional. Mostly. In every file he breaks character twice. Spot both, drop the timestamps in the comments, and if you get both right, Coin hearts your comment.
Try it on file 001New file every Monday, Wednesday and Friday.
Subscribe and let's get your money to stop ghosting you.
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